In my experience, the droplet doesn't just form. I don't just incise and wait for it to happen.
It helps to do a bit of preparation before incising the fingertip -- running warm water over the hand for a minute or two helps. If you have the room, you can dry your hand by swinging it around a bit (over your head, side to side, even shaking may help.) Squeezing below the knuckle so the blood pools in the tip, while you wait for the strip to warm up, also gets more blood into the fingertip. Once you can see that the fingertip may be slightly engorged with blood, it's ready for incision. (I recently started putting pressure on a finger on my left hand, using my right hand -- this seems to work a bit better than trying to use a bit of pressure on a finger on my left hand using my left thumb). If that doesn't get you a big enough drop, right after incision, you might try just a bit of pressure, moving the blood from your knuckle up towards the incision. (The manufacturers of the CoaguChek XS and InRatio meters don't want you to 'milk' the finger, but just a bit of movement towards the incision, if necessary, may not skew the results too much).
The point here -- waiting for the drop to form may not be an entirely passive process. You usually have to prep the fingertip before incising the finger to improve the likelihood that an adequate drop will form.